From first-time buyers to experienced investors, we structure finance that fits your life — not the other way around.
Drive away in the vehicle you want with competitive interest rates and flexible repayment terms structured around your budget.
Quality pre-owned vehicles financed with the same rigour as new — with lenders who understand used car valuations.
Already have a vehicle on finance? We may be able to reduce your monthly instalment or unlock equity — without changing vehicles.
When your balloon payment comes due, we structure the settlement so you keep your vehicle without the financial shock.
Finance a fleet or a single business vehicle with tax-efficient structures and terms that match your business cash flow.
A difficult credit history doesn't have to mean no. We work with specialist lenders who look beyond the score.
Full finance and insurance support delivered remotely — expert F&I structuring without an in-person visit. Apply, submit documents, and finalise your deal from anywhere.
We keep the paperwork simple. Here's what we typically need to process your application quickly.
All credit applications are processed in accordance with the National Credit Act (NCA), Act 34 of 2005. We conduct responsible affordability assessments to ensure you're not over-committed.
We process all personal information in compliance with the Protection of Personal Information Act (POPIA), Act 4 of 2013. Your information is used only for the purpose of processing your credit application and is never sold to third parties.
View Privacy PolicyNot all finance is the same. We'll recommend the structure that genuinely suits your situation.
| Structure | You Own the Vehicle | Balloon Option | Best For |
|---|---|---|---|
| Instalment Sale (HP) | ✓ Yes, from day one | ✓ Optional | Individuals & businesses wanting full ownership |
| Finance Lease | At end of term | ✓ Built-in residual | Lower monthly cost, VAT-registered entities |
| Operating Lease | ✕ Lessor retains ownership | — | Businesses wanting off-balance-sheet financing |
| Refinancing | ✓ Already yours | Depends on existing deal | Reducing instalments on existing agreements |